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Merchant Statement Calculator

Enter the amounts and charges from a card statement to see turnover, total monthly and annual costs, and the effective rate the merchant is paying.

Quote details

Settings

Your charges

Transactions and other charges

The total transaction count, plus fixed fees and rentals that appear on the statement alongside the card rates.

Authorisation fees / Total transactions
Take this from the statement. It is the transaction count for the whole calculator and is used for ATV and fees charged on all cards.
Total transactions0
Authorisation fees

PCI Compliance
Monthly cost
Annual cost

Pence per transaction
Charged on
Consumer Debit, Visa Business Debit and Mastercard Business Debit together, from the statement.
Total transactions (from the auth section)0

Turn this on if the statement charges a fixed fee per transaction.

Transactions charged0
Pence per transaction fee

Monthly Rental / Products

No products yet. Add each terminal, payment link or other product the merchant pays for.

Monthly rental
One-off charges are spread over 12 months.

Additional fees

Other charges on the statement, such as dashboard, statement, reporting or miscellaneous fees, or VAT. They add to the bill but do not change turnover, transactions or ATV.

No additional fees. Add any extra charge from the statement.

Additional fees per month
Shown in the summary only when a fee is added.

Your charges with us

Card rates

Card typeTotal turnover (imported)Our rate %Fee
Total card fees
Turnover × our rate = fee. International and CNP follow the tick box at the top.

PCI Compliance
Monthly cost
Annual cost

Pence per transaction
0
Transactions charged0
Pence per transaction fee

Authorisation fees / Total transactions
0
Total transactions0
Authorisation fees

Monthly Rental / Products

No products yet. Import them from the current provider or add your own.

Monthly rental
One-off charges are spread over 12 months.

Additional fees

No fees added yet.

Additional fees per month
Shown in the summary only when turned on and a fee is added.

Side by side comparison

Open a chart to see who charges less for each item. Green with ▼ is cheaper, red with ▲ costs more.

Monthly and annual charges

Your monthly costs
Card fees
£0.00
PCI (monthly)
£0.00
Pence per transaction
£0.00
Rental (monthly)
£0.00
Total monthly cost
£0.00

Annual charges
Total annual cost
£0.00
One-off charges are spread over 12 months and included in this year only.

Breakdown

CategoryTxnsValueRateMonthly

Your monthly costs with us
Card fees
£0.00
PCI (monthly)
£0.00
Pence per transaction
£0.00
Rental (monthly)
£0.00
Total monthly cost
£0.00
Effective rate (card fees only)
0.00%
All-in effective rate
0.00%

Annual charges with us
Total annual cost
£0.00
One-off charges are spread over 12 months and included in this year only.

Breakdown

CategoryTxnsValueRateMonthly

Additional tools

Work out figures a statement leaves out

Some statements hide figures to make them harder to read. Use these tools to work out the missing ones.

Find the card rate

For statements that show the turnover and fees, but no rate.

Card rate
Fees ÷ turnover × 100 = rate.

Find the turnover

For statements that show the rate and fees, but no turnover.

%
Card turnover
Fees ÷ (rate ÷ 100) = turnover.

Find the fees

For statements that show the turnover and rate, but no fees.

%
Fees charged
Turnover × rate ÷ 100 = fees.

Average rate from individual transactions

When a card type is charged at different rates, enter up to 10 transactions from the statement to work out its average rate.

Average rate = total fees ÷ total amount × 100, weighted by transaction value like a statement.
Monthly cost£0.00
All-in rate0.00%