Free tools
Free tools for payment consultants.
Small calculators that answer one question each. They run in your browser, and nothing you type is sent or saved.
Full calculator
Merchant statement calculator
The whole statement, side by side with an offer, plus a quote PDF.
Open the calculator → Free toolWhat is this merchant really paying?
The real percentage of card turnover that goes on fees.
Use the tool →Free toolFlat rate vs interchange plus calculator
Which pricing model is cheaper, and where the two cross.
Use the tool →Free toolIs switching worth it for this merchant?
Saving, exit and set-up costs, and the payback month.
Use the tool →Free toolMinimum monthly charge calculator
What a minimum monthly charge costs in a quiet month.
Use the tool →Free toolMissing rate, fee or turnover calculator
Recover the missing figure from the two a statement shows.
Use the tool →Prefer to learn the method first?
Our guides explain every fee and show worked examples, with charts.